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Can You Get a Cash Advance on a Lawsuit?

Yes. If you have an active lawsuit — most commonly a personal injury claim — and an attorney representing you, you can apply for a cash advance on your lawsuit, also called pre-settlement funding. The advance is based on the expected value of your case rather than your credit or income, and you only repay it if your case results in a settlement or award.

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Details

What You Need to Apply

An active, unresolved civil case — the case has not yet settled or been decided.

An attorney representing you — funding companies require attorney involvement to verify the case.

A case with a reasonable expected recovery — underwriting is based on the strength of the claim and likely settlement value.

You do not need good credit, steady employment, or collateral. Reviews focus entirely on the case.

Know the Law

What Types of Lawsuits Qualify

Most active personal injury and related civil cases can be reviewed for funding, including car accidents, 18-wheeler and commercial trucking accidents, slip and fall, workers' compensation third-party claims, medical malpractice, wrongful death, dog bites, and maritime or offshore injury claims. If your case type is not listed, you are still welcome to apply — each case is reviewed individually.

Funding Amounts

How Much Can You Get, and How Fast

The amount available depends on the type and severity of the case, the expected settlement value, the stage of the case, and any existing liens or prior funding. Most applicants request what they need to cover immediate pressure — a few months of rent, medical bills, or other obligations — rather than the maximum available.

Review typically takes about 24 hours once the application and attorney confirmation are in hand, with funds often sent within one to two business days of a signed agreement.

Lawsuit Cash Advance

Q&A

Frequently Asked Questions

Can anyone with a lawsuit get a cash advance?

Not automatically — you need an active case, an attorney, and a case with a reasonable expected recovery. Funding companies evaluate each case individually based on these factors.

Do I need good credit to qualify?

No. There is no credit check. Approval is based on the strength and expected value of your case, not your credit history.

What happens if I lose my case?

If the funding is structured as a non-recourse advance — as it is with Caseflow Capital — you keep the money and owe nothing if your case does not result in a recovery.

How is this different from a personal loan?

A personal loan requires a credit check and monthly payments regardless of outcome. A lawsuit cash advance is repaid only from your settlement, and only if you win.

Can I get a cash advance more than once on the same case?

Some applicants apply for additional funding as new needs arise while a case is still pending, subject to underwriting on the case's current status and remaining expected value.