Lawsuit Cash Advance
Lawsuit Cash Advance: Get Cash Now While Your Case Is Pending
A lawsuit cash advance is money you receive before your case settles, based on the expected value of your claim. You repay it only if you win — if your case does not result in a recovery, you typically owe nothing.
Caseflow Capital provides lawsuit cash advances and pre-settlement funding for personal injury, car accident, slip and fall, and other active civil cases. Apply in minutes. Most reviews completed within 24 hours.
The basics
What Is a Lawsuit Cash Advance?
A lawsuit cash advance — also called pre-settlement funding, a settlement advance, or a lawsuit loan — is a financial arrangement where a funding company advances you money based on the anticipated value of your pending case. You receive cash now to cover immediate expenses, and repayment comes only from your settlement proceeds if and when your case resolves in your favor.
Unlike a traditional personal loan, a lawsuit cash advance does not require a credit check, proof of employment, or monthly payments. Your eligibility is based entirely on the strength of your case and the expected recovery — not your financial history.
This type of funding is non-recourse, meaning if you lose your case or your case does not settle, you keep the money and owe nothing back to Caseflow.
Comparison
Lawsuit Cash Advance vs. Personal Loan: What's the Difference?
Many people search for a "lawsuit loan" when they need financial help during a case. While the terms are used interchangeably, a lawsuit cash advance works very differently from a traditional loan. Here's a side-by-side comparison:
| Feature | Lawsuit Cash Advance | Personal Loan |
|---|---|---|
| Credit check required | No | Yes |
| Monthly payments | No — repay only from settlement | Yes — fixed monthly payments |
| Repayment if you lose your case | No (non-recourse) | Yes — you still owe the full balance |
| Based on case strength | Yes | No — based on credit/income |
| Employment verification | Not required | Typically required |
| Approval speed | Often 24 hours | Days to weeks |
| Affects credit score | No | Yes |
Eligibility
Who Qualifies for a Lawsuit Cash Advance?
You may qualify for a lawsuit cash advance if you have an active civil case that has not yet settled, an attorney representing you, and a case with a reasonable expected recovery. You do not need good credit, steady employment, or any collateral to apply.
Caseflow reviews applications for the following case types:
- Motor vehicle accidents (car accidents, pickup trucks, SUVs)
- 18-wheeler and commercial truck accidents
- Personal injury claims
- Slip and fall accidents
- Maritime and offshore accidents
- Workers' compensation claims
- Medical malpractice
- Wrongful death
- Dog bite injuries
- Other active civil matters — call or apply to ask about your specific case
If your case type is not listed above, you are still welcome to apply. Caseflow reviews each case individually based on its facts and expected recovery.
Funding amounts
How Much Can I Get in a Lawsuit Cash Advance?
The amount available in a lawsuit cash advance depends on several factors that Caseflow evaluates during the review process:
- The type and severity of your case
- The expected total settlement or recovery value
- The current stage of your case (earlier-stage cases may have more uncertainty to factor in)
- Any existing medical liens, attorney fee arrangements, or prior funding on the case
There is no single fixed amount. Most applicants request the minimum they need to cover the financial pressure immediately in front of them — one to three months of rent, outstanding medical bills, utilities, or other obligations that cannot wait.
A practical approach: calculate the amount that solves the most urgent problem first. You are not required to request the maximum available, and you can apply again if additional needs arise while the case is still pending.
Timing
How Fast Can I Get a Cash Advance on My Lawsuit?
Caseflow aims to complete most reviews within 24 hours of receiving your application and the case details from your attorney. In many cases, funds are sent within one to two business days of a completed review and signed agreement.
The timeline depends on three things:
- How quickly the application is submitted with accurate details
- How quickly your attorney can provide or confirm the required case information
- The complexity of your specific case
Straightforward cases — such as a motor vehicle accident with clear liability and an attorney already on file — tend to move the fastest. More complex cases, such as medical malpractice or offshore injury claims, may take longer to review.
How it works
How to Apply for a Lawsuit Cash Advance
Getting a lawsuit cash advance through Caseflow is a three-step process. Most applicants complete the initial application in under five minutes.
Complete a Simple Application
Provide your contact information, the type of case, the date of the incident, the state where it occurred, and the amount you are requesting. If you have your attorney's name and firm available, include that information as well. If you do not have an attorney yet, you will need one before funding can be reviewed.
Case Review and Attorney Coordination
Caseflow works directly with your attorney to review the case details needed for underwriting. Your attorney plays a key role in this step — they verify case information and will need to acknowledge the funding agreement before any funds can be issued. We handle the coordination so you do not have to go back and forth.
Review the Offer and Decide
If an offer is available, you will receive the proposed advance amount, the repayment terms, and the full agreement to review before making any commitment. There is no obligation to accept. If you choose to move forward and the paperwork is completed, funds are sent — typically within one to two business days.
Before you sign
What to Review Before You Sign a Lawsuit Cash Advance Agreement
A lawsuit cash advance can provide real financial relief — but like any financial agreement, it is worth taking time to understand the terms before you commit. Review each of the following before signing:
- The total amount being advanced to you
- The repayment amount and how it is calculated — understand the total you will owe at settlement
- Whether costs increase over time (some agreements include compounding fees — ask specifically about this)
- How payoff is handled at settlement, including who receives the funds and in what order
- The effect on your net recovery after attorney fees, medical liens, and the advance repayment are all accounted for
- Any broker fees or third-party charges included in the agreement
If any term is unclear, pause and ask questions before signing. Your attorney can review the agreement and explain how the advance will affect your final settlement proceeds. Caseflow will walk through the offer with you before you make a decision — there is no pressure to accept on the spot.
Using your funds
What Can I Use a Lawsuit Cash Advance For?
There are no restrictions on how you use a lawsuit cash advance. The funds are yours to apply however you need. The most common uses include:
- Rent and mortgage payments
- Utilities — electricity, water, internet, phone
- Groceries and everyday living expenses
- Medical costs and treatment not covered by insurance
- Transportation — car payments, gas, rideshare
- Childcare and school-related expenses
- Outstanding bills that cannot wait for the case to resolve
The purpose is to relieve the financial pressure that builds when a case drags on for months or years. You know your situation best — use the funds for whatever creates the most stability while your case moves forward.
Q&A
Frequently Asked Questions About Lawsuit Cash Advances
What is a lawsuit cash advance?
A lawsuit cash advance is money you receive before your case settles, based on the expected value of your claim. You repay it only from your settlement if you win. If your case does not result in a recovery, you typically owe nothing.
Is a lawsuit cash advance the same as a lawsuit loan?
The terms are often used interchangeably. However, a lawsuit cash advance is typically a non-recourse arrangement — repayment is tied to case proceeds only. A traditional loan always requires repayment regardless of outcome.
How much can I get in a lawsuit cash advance?
The amount depends on the expected value of your case, the type and severity of your claim, and any existing liens or prior funding. Most applicants request the amount they need to cover immediate expenses like rent, utilities, or medical costs.
How fast can I get a cash advance on my lawsuit?
Caseflow Capital aims to complete most reviews within 24 hours. Timing depends on how quickly your attorney can provide case details. In many cases, funds are sent within one to two business days of a completed review and signed agreement.
Do I need good credit to get a lawsuit cash advance?
No. A lawsuit cash advance does not require a credit check. Eligibility is based on the strength of your case and the expected recovery, not your credit history or employment status.
What types of cases qualify for a lawsuit cash advance?
Caseflow reviews applications for motor vehicle accidents, personal injury claims, slip and fall accidents, 18-wheeler accidents, workers' compensation, medical malpractice, wrongful death, dog bites, maritime and offshore accidents, and other active civil matters.
What happens if I lose my case?
In a non-recourse agreement, you keep the money and owe nothing if your case does not result in a recovery. The funding company cannot collect from your personal assets.
Does my attorney need to be involved?
Yes. Caseflow requires you to have an attorney representing you before reviewing funding options. Your attorney helps verify case details and may need to acknowledge the funding agreement before funds are issued.
Apply for a Lawsuit Cash Advance
Ready to Apply for a Lawsuit Cash Advance?
If you have an active case and need help covering expenses while it moves through the legal process, Caseflow can review your application and get back to you within 24 hours. There's no credit check, no obligation to accept an offer, and no cost to apply.
Share a few basics about your case and we'll take it from there.