Pre-Settlement Funding
Catastrophic Injury & TBI Lawsuit Cash Advance — Get Funded While Your Case Is Pending
If you have an active lawsuit involving a catastrophic injury or traumatic brain injury, Caseflow Capital can provide a non-recourse cash advance against the case's expected value — no credit check, no monthly payments, and repayment only from your settlement if your case wins.
Catastrophic injury cases often take longer to value and resolve than other personal injury claims, since the full extent of future medical needs frequently isn't clear until a life care plan is complete — exactly when financial pressure on you and your family is highest.
Why It Matters
What Makes Catastrophic Injury and TBI Cases Different
- Catastrophic injuries often require a "life care plan" — an expert-developed projection of lifetime medical, therapy, and support costs — before the case's full value can even be assessed, which extends the timeline.
- Future medical damages, not just past medical bills, often make up the largest share of a catastrophic injury case's value, and documenting them typically requires neurologists, neuropsychologists, rehabilitation specialists, and life care planners.
- Defendants and insurers tend to contest catastrophic claims aggressively because of the large dollar amounts at stake, often disputing the long-term prognosis.
- Many catastrophic injury victims face an immediate loss of income exactly when caregiving and medical costs are highest, creating acute and ongoing financial pressure.
- With traumatic brain injuries in particular, symptoms and complications can emerge or worsen over time, which can delay settlement until the full extent of the injury is better understood.
Details
Catastrophic Injury Case Types Caseflow Capital Reviews
- Traumatic brain injury (TBI) and closed head injury.
- Spinal cord injury and paralysis, including paraplegia and quadriplegia.
- Amputation and limb loss.
- Severe burn injuries.
- Multiple or complex fractures with permanent impairment.
- Catastrophic birth injuries, including cerebral palsy and hypoxic-ischemic encephalopathy (HIE).
- Injuries resulting in permanent disability or loss of a major bodily function.
Each case is reviewed individually with your attorney, focusing on the severity and permanence of the injury, available insurance and defendant assets, and the projected future medical and care costs.
Funding Amounts
What Affects How Much Funding You May Qualify For
- The severity and permanence of the injury and the projected costs in the life care plan.
- Expected future medical, rehabilitation, and in-home care needs.
- Lost earning capacity, particularly for younger applicants with decades of work life ahead.
- The strength of liability evidence and the insurance coverage or assets available to satisfy a judgment.
- Existing liens and any prior funding already advanced on the case.
Caseflow works with your attorney to evaluate these factors and determine a funding amount appropriate to your case's expected value.
Timing
How Fast You Can Expect a Decision
Most funding applications are reviewed within 24 to 48 hours of receiving the application and attorney confirmation. The underlying catastrophic injury case itself often takes longer to resolve, since the full value frequently can't be assessed until the injury stabilizes and a life care plan is finalized — which is exactly when a cash advance can help bridge the gap.
How It Works
How to Apply for a Catastrophic Injury Lawsuit Cash Advance
Step 1: Apply Online
Provide your contact information, the incident date and state, the case type (Catastrophic Injury / TBI), the amount you are requesting, and your attorney's name and firm.
Step 2: Caseflow Reviews Your Case with Your Attorney
Caseflow contacts your attorney to gather the case details needed for underwriting — injury documentation, life care plan status, liability analysis, insurance information, and expected recovery. Your attorney must acknowledge the funding agreement before funds are issued.
Step 3: Review the Offer and Decide
If an offer is available, you receive the proposed amount, repayment terms, and the full agreement to review. No obligation to accept. If you agree and paperwork is completed, funds are typically sent within one to two business days.
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Q&A
Frequently Asked Questions
Can I get funding on a catastrophic injury or TBI case?
Yes. Catastrophic injury and traumatic brain injury cases are reviewed by Caseflow Capital for non-recourse pre-settlement funding. These cases often involve high expected recovery values and long timelines, which is exactly when funding can help.
My case is still waiting on a life care plan. Can I still apply?
Yes. Caseflow reviews cases at all stages. An early or in-progress life care plan adds some uncertainty, but many catastrophic injury cases still qualify for funding while that documentation is being finalized.
How are future medical costs factored into the funding decision?
Future medical and rehabilitation costs, typically documented through a life care plan prepared with input from treating physicians and life care planners, are a central part of how Caseflow evaluates a catastrophic injury case's expected value.
My symptoms are still evolving. Does that affect my application?
It can, particularly with traumatic brain injuries where the full extent of symptoms may not be clear for months. Caseflow works with your attorney to review the case based on the information available at the time of application.
Does a catastrophic injury qualify for a larger advance?
Often, yes, when liability is strong and the case's expected value supports it. Catastrophic injuries frequently involve significant future medical costs and lost earning capacity, which can support a larger funding amount than less severe injury cases.
How fast can I get funded?
Most applications are reviewed within 24 to 48 hours of receiving your information and attorney confirmation.
Does my attorney need to be involved?
Yes. Catastrophic injury cases require an attorney, and Caseflow requires attorney involvement before reviewing funding. Your attorney confirms case details and must acknowledge the funding agreement before funds are issued.
Pre-Settlement Funding
Ready to Apply?
If you have an active catastrophic injury or TBI case and need help covering expenses while it's pending, apply with Caseflow Capital today — most reviews are completed within 24 hours.