Blog
Pre-Settlement Funding Blog
Guides on lawsuit cash advances, personal injury law, and what to know before, during, and after your case — written for plaintiffs waiting on a settlement and the attorneys who represent them.
Understanding Pre-Settlement Funding
How It Works and What It Costs
- What Is Pre-Settlement Funding? — The basics: what a non-recourse cash advance is, how approval works, and when it makes sense.
- What Is a Non-Recourse Lawsuit Advance? — Why "non-recourse" matters and how it protects you if your case doesn't recover.
- Can You Get a Cash Advance on a Lawsuit? — Who qualifies, what case types are eligible, and what the process looks like.
- How Much Does a Lawsuit Cash Advance Cost? — Flat fees vs. compounding fees, what drives the price, and what to ask before signing.
- Lawsuit Loans vs. Lawsuit Cash Advance — What's the Difference? — Why the terminology matters and how non-recourse advances differ structurally from loans.
- Pre-Settlement Funding vs. Structured Settlement — Two different things people often confuse. Here's how they compare.
- What Is a Letter of Protection (LOP)? — How the three-party LOP arrangement works and how it differs from a pre-settlement cash advance.
Managing Your Case
Decisions That Affect Your Net Recovery
- How Pre-Settlement Funding Affects Your Settlement Check — What gets deducted at settlement and in what order: attorney fees, liens, funding repayment.
- Can You Get Multiple Cash Advances on the Same Case? — When stacking advances is possible and when it isn't.
- What Happens If Your Funding Application Is Denied? — Common reasons for denial and your options if it happens.
- How to Choose a Pre-Settlement Funding Company — What to compare, what to avoid, and what questions to ask before you commit.
- Don't Settle Your Personal Injury Case Too Early — Why insurers push early settlements and how funding buys you time to hold out for a fair outcome.
- How Long Does a Personal Injury Lawsuit Take? — Timelines from filing to settlement or verdict, by case type.
For Attorneys
Legal and Financial Topics for Counsel
- Liens and Net Recovery: What Attorneys Need to Know — How medical liens, letters of protection, and funding repayment interact at the time of settlement.
See also: Information for Attorneys — how pre-settlement funding works from the attorney's perspective, what cooperation is required, and what it means for your client's net recovery.
Legal Guides by State
State-Specific Personal Injury Law
- Texas Personal Injury Damages Explained — Economic and non-economic damages, caps on exemplary damages, and how Texas damages law affects case value.
- Alabama Contributory Negligence Explained — Alabama is one of four states that still bars recovery if the plaintiff is even 1% at fault. Here's what that means in practice.
For pre-settlement funding availability by state, see: Pre-Settlement Funding for Personal Injury.
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