Pre-Settlement Funding
Construction Site Accident Settlement Funding
If you have an active third-party lawsuit after a construction site injury, Caseflow Capital can provide a non-recourse cash advance against your case's expected value — no credit check, no monthly payments, and repayment only from your settlement if you win.
Construction accident cases often run alongside a workers' compensation claim, but third-party lawsuits — against a general contractor, property owner, subcontractor, or equipment manufacturer who isn't your employer — can provide additional compensation that workers' comp alone does not cover, including pain and suffering.
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Workers' Compensation and Third-Party Claims Are Different
In most states, workers' compensation is the exclusive remedy against your employer for an on-the-job injury — meaning you generally cannot sue your employer directly, even if they were negligent. But construction sites typically involve multiple parties besides your direct employer: general contractors, other subcontractors, property owners, and equipment manufacturers. If one of those parties was negligent, you may have a separate third-party lawsuit in addition to your workers' comp claim — and it's that third-party lawsuit that pre-settlement funding applies to.
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Common Causes of Construction Site Injuries
- Falls from scaffolding, ladders, roofs, or other elevated surfaces — among the most common and severe construction injuries.
- Falling objects and struck-by incidents.
- Equipment and machinery accidents, including defective tools or heavy machinery.
- Electrocution and unguarded electrical hazards.
- Trench and excavation collapses.
Many of these hazards are governed by OSHA safety standards, and a documented safety violation by a third party can be strong evidence of negligence in a third-party claim.
Why It Matters
Why Construction Accident Cases Often Take Time
Construction accident litigation frequently involves multiple defendants, each represented by separate insurance carriers and legal teams, along with detailed safety-record and site-inspection discovery. Severe injuries — common in fall and machinery cases — also mean longer recovery periods before the full extent of damages is known. Pre-settlement funding can help cover expenses during that wait, separate from any workers' comp benefits you may already be receiving.
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Q&A
Frequently Asked Questions
Can I get pre-settlement funding if I'm already receiving workers' comp?
Yes. Pre-settlement funding applies to your separate third-party lawsuit — against a party other than your employer — and is evaluated independently of any workers' compensation benefits you're receiving.
What counts as a third-party claim on a construction site?
A third-party claim is a lawsuit against someone other than your direct employer — commonly a general contractor, another subcontractor, the property owner, or an equipment manufacturer — whose negligence contributed to your injury.
Do I need a separate attorney for the third-party claim?
Often the same attorney handling your workers' comp claim can also pursue the third-party claim, or may refer you to one who specializes in third-party construction litigation. Either way, funding review requires an attorney representing you on the third-party case.
What types of construction accidents qualify for funding?
Falls, falling-object incidents, equipment and machinery accidents, electrocution, and excavation collapses are all common case types reviewed for funding, provided there is an active third-party lawsuit.
How fast can a construction accident case be reviewed for funding?
Most applications are reviewed within 24 hours of receiving the application and attorney confirmation.
Pre-Settlement Funding
Ready to Apply?
If you have an active third-party construction accident case, apply with Caseflow Capital today — most reviews are completed within 24 hours.