Tennessee

Pre-Settlement Funding in Tennessee

If you have an active personal injury lawsuit in Tennessee, pre-settlement funding can provide a non-recourse cash advance against your case's expected value — no credit check, repayment only from your settlement, and nothing owed if your case doesn't win.

Tennessee's legal landscape includes one of the shortest filing deadlines in the country and a modified comparative fault rule with a 50% bar, both of which make early attorney involvement especially important.

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Know the Law

Tennessee Personal Injury Law: What Affects Your Case

Tennessee's one-year statute of limitations is unusually short — confirm the filing deadline with your attorney immediately after any accident, since missing it bars the claim entirely regardless of how strong the underlying case is.

Fault Rule	Modified comparative fault with a 50% bar (McIntyre v. Balentine) — you cannot recover if you are 50% or more at fault for the accident.
Statute of Limitations	Generally just 1 year from the date of injury for personal injury claims (Tenn. Code § 28-3-104) — one of the shortest deadlines in the country.
Non-Economic Damages Cap	Capped at $750,000 in most personal injury cases, or $1,000,000 in cases involving catastrophic injury, under the Tennessee Civil Justice Act of 2011 (Tenn. Code § 29-39-102).
Punitive Damages Cap	Capped at the greater of $500,000 or two times the total compensatory damages awarded.

Eligibility

Who Qualifies for Funding in Tennessee

Most active Tennessee personal injury cases with attorney representation can be reviewed for funding, including car accidents, trucking accidents (Tennessee's interstate corridors, including I-40, I-65, and I-75, see significant commercial trucking traffic), workplace third-party claims, and premises liability.

Why It Matters

Why Tennessee's 50% Bar Affects Case Value

Because a plaintiff found 50% or more at fault recovers nothing in Tennessee, liability investigation matters enormously — both for the underlying case and for funding review. Cases where fault is clearly on the defendant's side, or where comparative fault is a minor factor, are generally the strongest candidates.

Given the short one-year filing deadline, funding companies reviewing a Tennessee case also confirm that the claim has been filed (or is being filed) well within that window.

Q&A

Frequently Asked Questions

How long do I have to file a personal injury lawsuit in Tennessee?

Generally just one year from the date of injury — confirm this deadline with your attorney as soon as possible after any accident.

What happens if I was partly at fault for my Tennessee accident?

If you are found less than 50% at fault, your damages are reduced by your percentage of fault. If you are found 50% or more at fault, you cannot recover anything.

Does Tennessee cap damages in personal injury cases?

Yes. Non-economic damages are generally capped at $750,000, or $1,000,000 for catastrophic injuries, and punitive damages are capped separately.

Can I get funding for a trucking accident case in Tennessee?

Yes. Commercial trucking accidents are a common case type Caseflow Capital reviews for funding, particularly given Tennessee's significant interstate freight traffic.

How fast can a Tennessee case be reviewed for funding?

Most applications are reviewed within 24 hours of receiving your information and attorney confirmation.